Straight answers.

Your bank offers you its own products. We present your file to more than 20 partner lenders, banks and finance companies, and choose the ones that actually finance your industry and your profile. You compare real offers without going around the institutions yourself.

The consultation of about twenty minutes is free and without commitment. In most files, the lender pays us, not you. If any fees were to apply to your file, we tell you clearly before going any further.

Yes. We work with businesses across Canada, in French and in English.

Not necessarily. When the business already has a good repayment history, the file can often be set up in its name only, without a personal guarantee. For a younger business, the owner's profile carries more weight. We target lenders accordingly.

Yes, but the choice of lender is critical. According to 2024 federal data, businesses that are 2 years old or less see about half of their credit requests approved. We present your file to the lenders that finance this profile.

It depends on the file. Most often: some information about the business, your latest financial statements or bank statements, and the quote or description of the equipment. We give you the exact list after the consultation.

Practically any commercial equipment, new or used: trucks and trailers, excavators, loaders, tractors, snow removal machinery, machine tools, forklifts, medical equipment and more.

Yes, that's equipment refinancing. You get capital on your assets, you keep them and you keep working with them. The share of market value you get depends on the type of asset, its age and the lender.

Both let you acquire the equipment, but their accounting and tax treatment differ, as does the buyout at the end of the term. The right choice depends on your situation: we compare them with you, and with your accountant when needed.

Then we'll tell you. We sometimes advise a client to keep the offer from their dealer or manufacturer, because it's the best one. Our role is to advise you, not to replace a good offer.

An answer in under 24 hours for most complete files. Once the documents are signed, funds are generally released within a few days, depending on the lender and the complexity of the file.

Yes. We use your information to process your request, and no information is shared with a lender without your consent. The details are in our privacy policy.