About
Financing that serves your business today, and three years from now.
Valcruz Capital Group helps construction, transportation and service businesses finance their equipment and protect their cash flow, by explaining clearly what lenders look at and which structure truly serves their business.
Our approach
Three principles, in every file.
Independent from lenders
We are not tied to any institution. We present your file to the lenders that actually finance your industry and your profile, among more than 20 partners.
Your financial situation first
Before talking about financing, we look at your cash flow, your contracts and your plans. With your accountant when needed, we choose the structure that serves the business.
Saying so when it isn't the right solution
If the offer you already have is the best one, we tell you. If financing would make your situation worse, we tell you that too. Our role is to give sound advice, not to get a signature.
Most business owners I meet don't have a profitability problem. They have a timing problem: the season starts, the contract is signed, the equipment breaks down, and the cash isn't there at the right moment.
Leadership
Antoine Cruz Vallières
President
Antoine leads Valcruz Capital Group. He sets the firm's strategy, oversees the team and steps into certain files himself, where his perspective makes the difference.
He founded his first business at 15: a telephone prospecting firm that ran campaigns for well-known real estate and insurance companies, as well as for organizations affiliated with the Government of Quebec. At an age when most people are still finding their way, he was already learning to recruit, to sell and to deliver results for major organizations.
What sets him apart is the way he explains things. He wants every business owner to understand what lenders look at and why one structure suits them better than another, so they understand their decision, not just sign it.
His vision goes beyond the transaction: to make Valcruz the long-term financial partner of trades businesses, there when it's time to buy the next piece of equipment and there to get through a tight season. He works in French, English and Spanish.
“The right financing is the one that serves the business three years from now, not just the one that gets approved this week.”
Our clients
Trades businesses, across Canada.
Businesses that need an excavator, a truck or a grader to keep operations running, and don't have time to shop around lenders.
See our case studies- Construction
- Transportation
- Renovation
- Paving
- Excavation
- Snow removal
- Landscaping
- Agriculture
- Manufacturing
Let's look at your file
Let's talk about your next financing.
A free consultation of about twenty minutes, with no commitment. You leave with a clear view of your options.
What happens next
- You fill out the request
A few minutes, online or by phone.
- An advisor calls you
They take the time to understand your need, your equipment and your business.
- You receive your options
Presented clearly, with the structure we recommend.
- Phone
- (888) 824-1018
(888) VCG-1018, toll-free - Office
- 304-2100 Guy Street
Montréal, Quebec